TRANSFORMATION FINANCIAL SERVICES
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WElcome to Transformation Financial Services

Transformation Financial Services was created to promote financial literacy in communities and across the globe. We are committed yo providing our clients valuable information that can be used to break the generational curse of "bad credit" and build life long wealth! 
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Meet the Owner

Valencia Hicks
 The 1st time I pulled my credit report I had 32 negative items! I was in shock!
 At this point I was determined to fix my credit myself! I wanted to buy a home, I needed a new car, I was sick and tired of getting turned down for loans, credit cards and apartments. However, paying someone else was not an option I could afford.
 I created a dispute system and eventually dwindled 32 negative accounts to no accounts. It was like wiping my slate clean! At that moment I can wholeheartedly say my life was transformed!


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Our Expertise

Collections
Charge-Offs
Late Payments
Medical Bills
Repossessions
Evictions
​Student Loans
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TRANSFORMATION FINANCIAL SERVICES

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